What is SuperEx financial management?
SuperEx Wealth Management is a digital asset management platform created by the SuperEx platform that allows users to deposit redundant funds into specific wealth management products, earn a certain amount of interest income, and create off-trade profits.SuperEx provides users with a wide range of asset management options to protect against the risk of market volatility while creating a safer and more trustworthy platform for users.
What is a flexible financial product?
Flexible product is one of SuperEx’s financial products. After users subscribe for a flexible financial product, they can redeem it at any time without a fixed period. It has the characteristics of depositing and withdrawing at any time.
What is a fixed financial product?
Fixed financial product is one of SuperEx’s financial products. After users subscribe for fixed financial management, they have a fixed period without redeeming it in advance. After expiration, users can redeem the principal in one go. Usually, the returns from fixed financial products will be higher than flexible financial products.
After applying for redemption, when will the funds arrive?
After the flexible product application is redeemed or the fixed product expires normally, the principal will be credited within 24 hours and usually sent within the first 5 minutes.
How is interest calculated for Flexible Product?
The interest of Flexible Product is calculated according to T+1 minute and released on T+1 whole hour.
For example: User A subscribes to Flexible Product 10000 USDT at 18:37 on September 12, with an annualized yield of 3%, then User A's daily interest return is 10000*3%/365= 0.821917808219178 USDT, and the interest per minute is 0.000570776255708 USDT. 19:00 on September 12 Issued the first interest of 0.013127853881284 USDT.
How is interest calculated for Fixed Product?
We offer different yields for different fixed financial products. After successful subscription, interest income will be released after 0:00 on T+1. Daily interest income = Subscription amount * Yield rate of the corresponding term / 365.
For example: User A subscribes for a 180-day Fixed Product of 10,000 USDT on September 15, with an annualized yield of 6%. Since September 16, User A's daily interest return is 10,000 * 6% / 365 = 1.6438 USDT.
Is there a default penalty for early redemption of Fixed Products?
Early redemption is not subject to liquidated damages, but early redemption is a unilateral default, so the interest previously released will be returned. After the interest is returned, the funds will be released within 5 business days.
How can users earn money through SuperEx Financial Products?
Generally speaking, users can realize asset appreciation by subscribing to products on SuperEx according to their own risk tolerance. The basic process is as follows: understanding the range of products available, subscribing/ordering the selected product, accruing interest, and redeeming the proceeds. Click on the details page of different products to view more specific information.
How can users check more product details?
To view more product details, users can click [Finance] on the homepage to enter the exclusive page for financial products, and browse through the introduction and FAQs to understand the product information.